Working with a broker gives you access to a variety of lenders and loan products that may not be available if you go directly to a bank. We help find the best loan structure to suit your needs while also handling the application process, saving you time and effort.

Your borrowing capacity depends on multiple factors, including your income, expenses, credit history, and financial goals. While online calculators provide an estimate, speaking with a broker ensures a more tailored and accurate assessment.

We specialize in a range of finance solutions, including:

• Asset finance (machinery, equipment, vehicles)
• Car loans
• Personal loans
• Business loans
• Commercial finance
• Refinancing options

Yes, all our brokers hold the necessary accreditations and industry memberships to ensure compliance with lending regulations and provide professional financial guidance.

Interest rates vary based on the lender, loan type, and your individual financial profile. We work with multiple lenders to find the most competitive rate suited to your needs.

Refinancing involves replacing your current loan with a new one, often to secure better terms, lower interest rates, or improved flexibility. It’s worth considering if your financial situation has changed, if interest rates have dropped, or if you want to consolidate debt.

The required documents depend on the type of loan but usually include:

• Proof of income (payslips, tax returns for self-employed applicants)
• Identification (driver’s license, passport)
• Credit history and financial statements
• Details of any existing liabilities and assets

Yes! We understand the unique financial circumstances of self-employed individuals and can help secure funding based on your income documentation, tax returns, or bank statements.

Asset finance allows businesses and individuals to acquire essential equipment or vehicles while preserving cash flow. Benefits include:

• Low upfront costs
• Potential tax benefits (depending on structure)
• Easier access to updated technology and equipment
• Flexible repayment options to suit cash flow

It’s important to review your loan regularly to ensure it aligns with your financial goals. If interest rates have changed, your business has grown, or new lending products offer better terms, refinancing or restructuring your loan might be beneficial. We offer loan health checks to help assess your options.