Empowering Vendors & Australian Businesses with Smarter Equipment Finance
Fast, flexible finance solutions for equipment suppliers and commercial clients — including chattel mortgages, operating leases, rentals, and software-only funding designed to help you close more deals.
What to Expect From Us
Tailored Commercial Finance Solutions
Flexible structures such as operating leases, rentals, and chattel mortgages—designed to match your business cash flow and asset type.
Industry-Driven Expertise
Work directly with finance specialists who understand vendor programs, SME credit profiles, and complex asset structures.
Competitive Vendor & Equipment Rates
Access to multiple commercial lenders offering competitive terms for equipment, technology, and fit-out finance—no hidden fees.
Fast & Flexible Approvals
Streamlined application process with same-day indicative approvals—ideal for vendors and businesses needing quick turnaround.
Your Trusted Partner in Vendor & Commercial Equipment Finance
AJ Financial Services partners with equipment vendors and Australian businesses to deliver tailored commercial finance and leasing solutions that drive growth. We specialise in vendor finance programs, equipment leasing, and operating rental structures that help suppliers close more sales and enable SMEs to access the tools they need to expand.
Whether you’re a vendor seeking a finance partner to offer payment plans to clients, or a business looking to fund new equipment, technology, or fit-outs, we provide fast approvals, transparent terms, and flexible structures to suit your cash flow.
Our expertise covers industries such as technology, printing, medical, gym and fitness, hospitality, and construction, with finance options including operating leases, finance leases, chattel mortgages, and software-only funding.
At AJ Financial Services, we focus on simplicity, transparency, and long-term partnerships — helping vendors and business owners achieve growth with confidence.
Get in Touch
With a team of seasoned professionals and a commitment to transparency, we're here to support you every step of the way. Have questions? Feel free to contact us. Our team is always ready to assist you.
Find a Plan That Works for You
Industry-Tailored Finance Options
We provide flexible commercial finance for Australian businesses and equipment vendors across diverse sectors — including technology, gym and fitness, hospitality and kitchen fit-outs, medical and dental, printing and signage, construction, and renewable energy.
Our network of lenders offers operating leases, rentals, and chattel mortgages, giving you options that align with your business goals and cash-flow needs — not just low rates.
Get the funding flexibility you need to grow and stay competitive.
Simple Vendor Application Process
Our streamlined vendor finance process makes it easy for suppliers and clients to access equipment funding without unnecessary complexity. With minimal paperwork, same-day indicative approvals, and dedicated broker support, vendors can confidently offer flexible payment options to customers — helping close more deals and improve cash flow.
We tailor solutions for vendors in industries such as technology, printing and signage, gym and fitness, hospitality, and construction, ensuring every quote can include an attractive monthly payment plan.
Through our vendor partner program, you’ll also gain access to co-branded finance tools, referral commission options, and a dedicated support team who work with you to manage applications from start to settlement.
Fast Commercial Approvals
Our goal is to keep your business moving. With access to a wide panel of commercial lenders, we provide fast, flexible approvals for all types of equipment, technology, and fit-out finance.
Whether you’re upgrading machinery, financing a new software system, or assisting clients through a vendor program, we deliver indicative approvals within 24 hours and complete settlements in as little as 2–3 business days (depending on the complexity and lender).
Our process is designed around real-world business needs — not bank red tape. You’ll receive transparent communication, competitive terms, and updates at every stage of the credit review and settlement process.
With AJ Financial Services, you can secure the funding you need on time, every time — so your clients, sales, and operations never have to wait.